*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

:root {
  --max-width: 1280px;
  --navy: #00489C;
  --navy-deep: #003978;
  --gold: #00489C;
  --gold-light: #2f6fbb;
  --white: #ffffff;
  --gray:  #f4f6f9;
  --text:  #1a1a2e;
  --wrap: 1280px;
}

/* ---- Reset & Base ---- */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html { scroll-behavior: smooth; }

body {
  font-family: 'Pretendard Variable', Pretendard, -apple-system, BlinkMacSystemFont, sans-serif;
  color: #1a1a2e;
  background: #fff;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
}

ul, ol { list-style: none; }

img { display: block; max-width: 100%; }

html { scroll-behavior: smooth; }
body { margin: 0; font-family: 'Apple SD Gothic Neo', 'Noto Sans KR', sans-serif; color: var(--text); }


.page-shell { width: min(var(--wrap), calc(100% - 40px)); margin: 0 auto; }


    /* ───────── NAV ───────── */
    header {
      position: fixed;
      top: 0; left: 0; right: 0;
      z-index: 1000;
      background: #ffffff;
      border-bottom: 1px solid #e0e0e0;
      box-shadow: 0 2px 8px rgba(0,0,0,.06);
      transition: box-shadow .3s;
    }
    .nav-inner {
      max-width: 1280px;
      margin: 0 auto;
      padding: 0 24px;
      height: 70px;
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: 24px;
    }

    /* 로고 */
    .nav-logo { flex-shrink: 0; }
    .nav-logo img { height: 32px; display: block; object-fit: contain; }
    .nav-logo-text {
      color: #333;
      font-size: 20px;
      font-weight: 700;
      letter-spacing: -0.5px;
      text-decoration: none;
    }
    .nav-logo-text span { color: var(--gold); }

    /* 메인 메뉴 */
    .nav-menu {
      display: flex;
      align-items: center;
      gap: 26px;
      list-style: none;
    }
    .nav-menu a {
      display: block;
      padding: 8px 14px;
      color: #333;
      text-decoration: none;
      font-size: 16px;
      font-weight: 600;
      letter-spacing: -0.2px;
      border-radius: 0;
      position: relative;
      transition: color .2s;
      white-space: nowrap;
    }
    .nav-menu a::after {
      content: '';
      position: absolute;
      bottom: 0; left: 50%; right: 50%;
      height: 2px;
      background: var(--gold);
      transition: left .25s, right .25s;
    }
    .nav-menu a:hover {
      color: var(--gold);
    }
    .nav-menu a:hover::after {
      left: 14px; right: 14px;
    }

    /* 우측 */
    .nav-right {
      display: flex;
      align-items: center;
      gap: 12px;
      flex-shrink: 0;
    }
    .nav-kakao { display: flex; align-items: center; text-decoration: none; }
    .nav-kakao:hover { opacity: .75; }
    .nav-kakao img { height: 28px; display: block; }
    .nav-kakao-label { display: none; }
    /* 언어 스위처 */
    .nav-lang-sw { display: flex; align-items: center; gap: 1px; }
    .nav-lang-btn {
      background: none; border: none;
      color: rgba(11,30,61,.45); font-size: 12px; font-weight: 700;
      letter-spacing: .06em; cursor: pointer; padding: 3px 5px;
      transition: color .2s; font-family: inherit; line-height: 1;
    }
    .nav-lang-btn:hover, .nav-lang-btn.is-active { color: var(--navy); }
    .nav-lang-divider { color: rgba(11,30,61,.18); font-size: 10px; pointer-events: none; }

    /* 햄버거 */
    .hamburger {
      display: flex;
      flex-direction: column;
      justify-content: center;
      gap: 5px;
      width: 36px;
      height: 36px;
      cursor: pointer;
      background: none;
      border: none;
      padding: 4px;
    }
    .hamburger span {
      display: block;
      width: 100%;
      height: 2px;
      background: #333;
      border-radius: 2px;
      transition: transform .3s, opacity .3s;
    }
    .hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
    .hamburger.open span:nth-child(2) { opacity: 0; }
    .hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

    /* 모바일 드롭다운 */
    .mobile-menu {
      display: none;
      flex-direction: column;
      background: #ffffff;
      border-top: 1px solid #e0e0e0;
      padding: 12px 0 20px;
    }
    .mobile-menu.open { display: flex; }
    .mobile-menu a {
      padding: 13px 28px;
      color: #333;
      text-decoration: none;
      font-size: 15px;
      font-weight: 500;
      border-bottom: 1px solid #f0f0f0;
      transition: color .2s, background .2s;
    }
    .mobile-menu a:last-child { border-bottom: none; }
    .mobile-menu a:hover { color: var(--gold); background: rgba(201,162,39,.06); }

    /* ───────── HERO ───────── */
    .hero {
      position: relative;
      width: 100%;
      height: 100vh;
      min-height: 600px;
      overflow: hidden;
    }

    /* Swiper */
    .hero-swiper { width: 100%; height: 100%; }
    .hero-swiper .swiper-slide {
      position: relative;
      overflow: hidden;
    }
    .hero-swiper .swiper-slide::before {
      content: '';
      position: absolute;
      inset: 0;
      background: linear-gradient(
        105deg,
        rgba(11,30,61,.78) 0%,
        rgba(11,30,61,.45) 55%,
        rgba(11,30,61,.2) 100%
      );
      z-index: 1;
    }
    .hero-swiper .swiper-slide img {
      width: 100%;
      height: 100%;
      object-fit: cover;
      transform: scale(1.07);
      transition: transform 6s ease;
    }
    .hero-swiper .swiper-slide-active img { transform: scale(1); }

    /* Swiper 세로 페이지네이션 (오른쪽 중앙) */
    .hero-swiper .swiper-pagination {
      right: 40px !important;
      left: auto !important;
      top: 50% !important;
      bottom: auto !important;
      transform: translateY(-50%);
      width: auto !important;
      display: flex;
      flex-direction: column;
      gap: 12px;
      z-index: 10;
    }
    .hero-swiper .swiper-pagination-bullet {
      width: 8px;
      height: 8px;
      background: rgba(255,255,255,.45);
      opacity: 1;
      border-radius: 50%;
      transition: background .3s, transform .3s;
    }
    .hero-swiper .swiper-pagination-bullet-active {
      background: var(--gold);
      transform: scale(1.4);
    }

    /* 슬로건 콘텐츠 */
    .hero-content {
      position: absolute;
      top: 50%;
      left: 50%;
      transform: translate(-50%, -50%);
      width: 100%;
      max-width: 1280px;
      padding: 0 60px;
      z-index: 5;
      pointer-events: none;
    }
    .hero-slogan { max-width: 560px; }
    .hero-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 10px;
      margin-bottom: 22px;
      opacity: 0;
      animation: fadeUp .8s .3s forwards;
    }
    .hero-eyebrow::before {
      content: '';
      display: block;
      width: 32px;
      height: 2px;
      background: var(--gold);
    }
    .hero-eyebrow span {
      color: var(--gold);
      font-size: 13px;
      font-weight: 600;
      letter-spacing: 2px;
      text-transform: uppercase;
    }
    .hero-title {
      font-size: clamp(26px, 4vw, 36px);
      font-weight: 800;
      line-height: 1.25;
      color: var(--white);
      letter-spacing: -1px;
      margin-bottom: 22px;
      opacity: 0;
      animation: fadeUp .8s .55s forwards;
    }
    .hero-title .point { color: var(--gold); }
    .hero-title .line-block { display: block;font-size:30px; line-height: 2.8;}

    .hero-desc {
      font-size: clamp(14px, 1.4vw, 16px);
      font-weight: 400;
      color: rgba(255,255,255,.78);
      line-height: 1.85;
      margin-bottom: 34px;
      opacity: 0;
      animation: fadeUp .8s .75s forwards;
    }

    .hero-badges {
      display: flex;
      flex-wrap: wrap;
      gap: 10px;
      margin-bottom: 36px;
      opacity: 0;
      animation: fadeUp .8s .9s forwards;
    }
    .hero-badge {
      display: flex;
      align-items: center;
      gap: 7px;
      padding: 8px 16px;
      border: 1px solid rgba(201,162,39,.5);
      border-radius: 24px;
      background: rgba(201,162,39,.08);
      color: var(--gold-light);
      font-size: 13px;
      font-weight: 600;
      pointer-events: auto;
    }
    .hero-badge .icon { font-size: 15px; }

    .hero-cta {
      display: flex;
      gap: 14px;
      flex-wrap: wrap;
      pointer-events: auto;
      opacity: 0;
      animation: fadeUp .8s 1.05s forwards;
    }
    .btn-primary {
      padding: 14px 32px;
      background: var(--gold);
      color: #0b1e3d;
      font-size: 15px;
      font-weight: 700;
      border: none;
      border-radius: 4px;
      cursor: pointer;
      text-decoration: none;
      transition: background .2s, transform .2s, box-shadow .2s;
    }
    .btn-primary:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 6px 20px rgba(201,162,39,.45); }
    .btn-outline {
      padding: 13px 28px;
      background: transparent;
      color: var(--white);
      font-size: 15px;
      font-weight: 600;
      border: 1.5px solid rgba(255,255,255,.45);
      border-radius: 4px;
      cursor: pointer;
      text-decoration: none;
      transition: border-color .2s, background .2s, transform .2s;
    }
    .btn-outline:hover { border-color: var(--gold); color: var(--gold); transform: translateY(-2px); }

    /* 마우스 스크롤 애니메이션 */
    .scroll-indicator {
      position: absolute;
      left: 50%;
      bottom: 28px;
      transform: translateX(-50%);
      z-index: 10;
      display: flex;
      flex-direction: column;
      align-items: center;
      gap: 8px;
      opacity: 0;
      animation: fadeIn 1s 1.5s forwards;
    }
    .scroll-mouse {
      width: 24px;
      height: 38px;
      border: 2px solid rgba(255,255,255,.5);
      border-radius: 12px;
      position: relative;
    }
    .scroll-mouse::before {
      content: '';
      position: absolute;
      top: 5px;
      left: 50%;
      transform: translateX(-50%);
      width: 4px;
      height: 8px;
      background: var(--gold);
      border-radius: 2px;
      animation: scrollWheel 1.8s ease-in-out infinite;
    }
    .scroll-text {
      font-size: 10px;
      letter-spacing: 2px;
      color: rgba(255,255,255,.5);
      text-transform: uppercase;
    }

    /* ───────── 키프레임 ───────── */
    @keyframes fadeUp {
      from { opacity: 0; transform: translateY(28px); }
      to   { opacity: 1; transform: translateY(0); }
    }
    @keyframes fadeIn {
      from { opacity: 0; }
      to   { opacity: 1; }
    }
    @keyframes scrollWheel {
      0%   { top: 5px; opacity: 1; }
      70%  { top: 18px; opacity: 0; }
      71%  { top: 5px; opacity: 0; }
      100% { top: 5px; opacity: 1; }
    }

    /* ───────── RESPONSIVE (hero) ───────── */
    @media (max-width: 900px) {
      .nav-menu { display: none; }
      .hero-content { padding: 0 28px; }
      .hero-swiper .swiper-pagination { right: 16px !important; }
      .nav-kakao-label { display: none; }
    }

    /* ───────── GLOBAL ───────── */
    .section-inner { max-width: 1280px; margin: 0 auto; padding: 0 60px; }
    .sec-label { display: inline-flex; align-items: center; gap: 10px; margin-bottom: 12px; }
    .sec-label::before { content: ''; display: block; width: 24px; height: 2px; background: var(--gold); }
    .sec-label span { color: var(--gold); font-size: 11px; font-weight: 700; letter-spacing: 3px; text-transform: uppercase; }
    .sec-title { font-size: clamp(26px, 3vw, 40px); font-weight: 800; color: var(--navy); line-height: 1.22; letter-spacing: -0.8px; margin-bottom: 16px; }
    .sec-title.white { color: #fff; }
    .sec-lead { font-size: 15px; color: #666; line-height: 1.85; max-width: 560px; }

    /* ───────── TRUST PARTNERS BAND ───────── */
    .tp-band { background: var(--navy); position: relative; overflow: hidden; padding: 50px 0 0; }
    .tp-band::before {
      content: ''; position: absolute; inset: 0;
      background: radial-gradient(ellipse at 70% 40%, rgba(201,162,39,.07) 0%, transparent 60%);
      pointer-events: none;
    }
    .tp-band-inner { max-width: 1280px; margin: 0 auto; padding: 0 20px; }
    /* 상단 헤드 */
    .tp-head { text-align: center; margin-bottom: 50px; }
    .tp-head .sec-label { justify-content: center; margin-bottom: 28px; }
    .tp-headline {
      font-size: clamp(34px, 4.5vw, 38px); font-weight: 900; color: #fff;
      line-height: 1.12; letter-spacing: -2px; margin-bottom: 22px;
    }
    .tp-headline .gold { color: var(--gold); }
    .tp-subline {
      font-size: 16px; color: rgba(255,255,255,.48); max-width: 580px;
      margin: 0 auto; line-height: 1.85;
    }
    .tp-divider { width: 52px; height: 2px; background: var(--gold); margin: 36px auto 0; opacity: .7; }
    /* 하단 카드 그리드 */
    .tp-cards { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid rgba(255,255,255,.07); }
    .tp-card {
      padding: 22px 26px; text-align: center;
      border-right: 1px solid rgba(255,255,255,.06);
      position: relative; transition: background .3s;
    }
    .tp-card:last-child { border-right: none; }
    .tp-card::after {
      content: ''; position: absolute; top: 0; left: 0; right: 0; height: 2px;
      background: var(--gold); transform: scaleX(0); transform-origin: left; transition: transform .35s;
    }
    .tp-card:hover { background: rgba(255,255,255,.04); }
    .tp-card:hover::after { transform: scaleX(1); }
    .tp-card-icon { font-size: 30px; color: var(--gold); margin-bottom: 22px; opacity: .8; }
    .tp-card-num {
      font-size: clamp(44px, 5vw, 40px); font-weight: 900; color: #fff;
      line-height: 1; letter-spacing: -3px;
    }
    .tp-card-num sup { font-size: .38em; vertical-align: super; color: var(--gold); letter-spacing: 0; }
    .tp-card-label {
      font-size: 11px; font-weight: 700; color: rgba(255,255,255,.4);
      text-transform: uppercase; letter-spacing: 1.5px; margin-top: 10px;
    }
    .tp-card-desc { font-size: 13px; color: rgba(255,255,255,.28); margin-top: 12px; line-height: 1.65; }

    /* ───────── ABOUT ───────── */
    .about { padding: 0; background: #ffffff; overflow: hidden; }
    .about-wrap { display: grid; grid-template-columns: 1fr 1fr; min-height: 580px; max-width: 1280px; margin: 0 auto; width: 100%; }
    /* 왼쪽 이미지 */
    .about-photo { position: relative; overflow: hidden; }
    .about-photo-inner {
      width: 100%; height: 100%; min-height: 480px;
      display: flex; align-items: center; justify-content: center;
      padding: 0;
    }
    .about-photo-inner img { width: 60%; height: auto; object-fit: cover; object-position: center; display: block; }
    .about-photo-inner i { font-size: 90px; color: rgba(11,30,61,.1); }
    .about-yrs-badge {
      position: absolute; bottom: 32px; left: 32px;
      background: #000000; border-radius: 10px; padding: 16px 22px;
      box-shadow: 0 8px 28px rgba(0,0,0,.14);
      display: flex; align-items: center; gap: 12px;
    }
    .about-yrs-num { font-size: 34px; font-weight: 900; color: var(--navy); letter-spacing: -1px; line-height: 1; }
    .about-yrs-num sup { color: var(--gold); font-size: 18px; vertical-align: super; }
    .about-yrs-text { font-size: 11.5px; font-weight: 700; color: #888; line-height: 1.45; text-transform: uppercase; letter-spacing: .5px; }
    /* 오른쪽 콘텐츠 */
    .about-content {
      padding: 80px 72px; display: flex; flex-direction: column; justify-content: center;
    }
    .about-content .sec-lead { color: #555; margin-bottom: 36px; }
    .about-list { list-style: none; }
    .about-list li {
      display: flex; align-items: center; gap: 14px;
      padding: 18px 0; border-bottom: 1px solid #f0f0f0;
    }
    .about-list li:first-child { border-top: 1px solid #f0f0f0; }
    .alist-icon {
      width: 32px; height: 32px; border-radius: 50%; flex-shrink: 0;
      background: rgba(11,30,61,.05); display: flex; align-items: center;
      justify-content: center; color: var(--navy); font-size: 13px;
    }
    .alist-body { flex: 1; display: flex; align-items: center; }
    .alist-key {
      font-size: 14px; font-weight: 700; color: var(--navy);
      min-width: 130px; flex-shrink: 0; padding-right: 20px;
    }
    .alist-sep { width: 1px; background: #ddd; align-self: stretch; margin-right: 20px; flex-shrink: 0; }
    .alist-val { font-size: 13.5px; color: #777; line-height: 1.65; }

    /* ───────── PARTNER NETWORK ───────── */
    .partner-net { background: #fff; }
    .pnet-hero { position: relative; width: 100%; height: 320px; overflow: hidden; }
    .pnet-hero img { width: 100%; height: 100%; object-fit: cover; object-position: center; display: block; }
    .pnet-hero-overlay { position: absolute; inset: 0; background: linear-gradient(to bottom, rgba(11,30,61,.45) 0%, rgba(11,30,61,.15) 100%); }
    .pnet-body { padding: 80px 0 100px; }
    .pnet-intro { margin-bottom: 60px; }
    .pnet-intro .sec-label { margin-bottom: 12px; }
    .pnet-intro .sec-title { margin-bottom: 20px; }
    .pnet-lead { font-size: 15px; color: #555; line-height: 2.0; }
    .pnet-sub-title {
      font-size: 18px; font-weight: 800; color: var(--navy);
      padding-bottom: 12px; margin-bottom: 28px;
      border-bottom: 2px solid var(--gold);
      display: inline-block;
    }
    .pnet-strengths { margin-bottom: 64px; }
    .pnet-services { margin-bottom: 0; }
    .pnet-list { list-style: none; display: grid; grid-template-columns: repeat(2, 1fr); gap: 24px; margin-top: 0; }
    .pnet-list li { display: flex; align-items: flex-start; gap: 16px; padding: 24px; border: 1px solid #efefef; border-radius: 14px; background: #f8f9fc; transition: box-shadow .25s, transform .25s; }
    .pnet-list li:hover { box-shadow: 0 8px 28px rgba(0,0,0,.08); transform: translateY(-3px); }
    .pnet-list-icon { width: 44px; height: 44px; border-radius: 12px; flex-shrink: 0; background: rgba(11,30,61,.06); display: flex; align-items: center; justify-content: center; color: var(--navy); font-size: 18px; }
    .pnet-list-body { flex: 1; }
    .pnet-list-body strong { display: block; font-size: 15px; font-weight: 800; color: var(--navy); margin-bottom: 8px; }
    .pnet-list-body p { font-size: 13.5px; color: #666; line-height: 1.82; margin: 0; }
    @media (max-width: 720px) {
      .pnet-list { grid-template-columns: 1fr; }
      .pnet-hero { height: 200px; }
      .pnet-body { padding: 52px 0 64px; }
    }

    /*  BUSINESS  */
    .business { padding: 100px 0; background: #f7f8fb; }
    .biz-inner { max-width: 1280px; margin: 0 auto; padding: 0 60px; }
    .biz-head { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 64px; gap: 40px; flex-wrap: wrap; }
    .biz-head-left .sec-label { margin-bottom: 16px; }
    .biz-head-left .sec-title { margin-bottom: 0; }
    .biz-head-right { max-width: 440px; font-size: 15px; color: #777; line-height: 1.85; }
    .biz-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: 1px solid #efefef; border-radius: 16px; overflow: hidden; }
    .biz-item { padding: 0; border-right: 1px solid #efefef; border-bottom: 1px solid #efefef; position: relative; overflow: hidden; transition: background .28s; display: flex; flex-direction: column; }
    .biz-item:hover { background: #f8f9ff; }
    .biz-item:nth-child(3n) { border-right: none; }
    .biz-item:nth-child(4), .biz-item:nth-child(5), .biz-item:nth-child(6) { border-bottom: none; }
    .biz-item::before { content:''; position:absolute; left:0; top:0; bottom:0; width:3px; background:var(--gold); transform:scaleY(0); transform-origin:bottom; transition:transform .35s cubic-bezier(.4,0,.2,1); z-index:1; }
    .biz-item:hover::before { transform: scaleY(1); }
    .biz-item-img { width: 100%; height: 200px; overflow: hidden; flex-shrink: 0; }
    .biz-item-img img { width: 100%; height: 100%; object-fit: cover; object-position: center; display: block; transition: transform .4s ease; }
    .biz-item:hover .biz-item-img img { transform: scale(1.04); }
    .biz-item-body { padding: 28px 32px 32px; flex: 1; }
    .biz-item-top { display: flex; align-items: center; justify-content: flex-end; margin-bottom: 16px; }
    .biz-item-icon { width: 54px; height: 54px; border-radius: 14px; display: flex; align-items: center; justify-content: center; font-size: 22px; }
    .biz-num { font-size: 52px; font-weight: 900; color: rgba(11,30,61,.05); line-height: 1; letter-spacing: -3px; }
    .biz-ic-1 { background: rgba(20,48,94,.07); color: #1b4a8a; }
    .biz-ic-2 { background: rgba(15,76,107,.07); color: #1a7aa0; }
    .biz-ic-3 { background: rgba(45,27,78,.07); color: #6b3fa0; }
    .biz-ic-4 { background: rgba(26,58,26,.07); color: #2e7d2e; }
    .biz-ic-5 { background: rgba(90,32,0,.07); color: #b84a00; }
    .biz-ic-6 { background: rgba(0,26,58,.07); color: #003080; }
    .biz-item-en { font-size: 10px; font-weight: 700; color: var(--gold); text-transform: uppercase; letter-spacing: 1.2px; margin-bottom: 8px; }
    .biz-item-name { font-size: 17px; font-weight: 800; color: var(--navy); line-height: 1.3; margin-bottom: 14px; }
    .biz-item-desc { font-size: 13.5px; color: #777; line-height: 1.85; }

    /* ───────── EXPERTS ───────── */
    .experts { padding: 110px 0; background: #fff; overflow: hidden; }
    .experts-layout { max-width: 1280px; margin: 0 auto; padding: 0 60px; display: flex; align-items: flex-start; gap: 64px; }
    .experts-panel { flex-shrink: 0; width: 280px; padding-top: 8px; }
    .experts-panel .sec-label { margin-bottom: 20px; }
    .experts-types { margin: 28px 0; }
    .etype-btn {
      display: flex; align-items: center; gap: 12px;
      padding: 14px 0; border-bottom: 1px solid #e8e8e8;
      cursor: pointer; background: none; border-top: none; border-left: none; border-right: none;
      width: 100%; text-align: left;
      transition: color .2s;
    }
    .etype-btn:first-child { border-top: 1px solid #e8e8e8; }
    .etype-dot {
      width: 8px; height: 8px; border-radius: 50%;
      background: #ddd; transition: background .2s; flex-shrink: 0;
    }
    .etype-btn.active .etype-dot, .etype-btn:hover .etype-dot { background: var(--gold); }
    .etype-label {
      font-size: 15px; font-weight: 700; color: #aaa; transition: color .2s;
    }
    .etype-btn.active .etype-label, .etype-btn:hover .etype-label { color: var(--navy); }
    .etype-count {
      margin-left: auto; font-size: 12px; font-weight: 700;
      color: rgba(11,30,61,.3); background: rgba(11,30,61,.05);
      border-radius: 20px; padding: 2px 10px;
    }
    .experts-panel-desc { font-size: 13.5px; color: #888; line-height: 1.85; }
    /* 오른쪽 슬라이더 */
    .experts-swiper-wrap { flex: 1; overflow: hidden; }
    .experts-swiper { overflow: visible !important; }
    .experts-swiper .swiper-wrapper { align-items: stretch; }
    .experts-swiper .swiper-slide { height: auto; }
    .expert-slide {
      background: #fff; border-radius: 16px; overflow: hidden;
      /* box-shadow: 0 4px 20px rgba(0,0,0,.07); */
      transition: transform .3s, box-shadow .3s;
      height: 100%; display: flex; flex-direction: column;
    }
    .expert-slide:hover { transform: translateY(-5px); box-shadow: 0 16px 40px rgba(0,0,0,.13); }
    .expert-thumb {
      height: 200px;
      background: linear-gradient(145deg, #d0dae8 0%, #e8eef5 100%);
      display: flex; align-items: center; justify-content: center;
      position: relative; overflow: hidden;
    }
    .expert-thumb img { width: 100%; height: 100%; object-fit: cover; object-position: top; }
    .expert-thumb i { font-size: 64px; color: rgba(11,30,61,.12); }
    .expert-tag {
      position: absolute; top: 14px; left: 14px;
      padding: 4px 11px; border-radius: 20px;
      font-size: 10.5px; font-weight: 800; letter-spacing: .5px;
    }
    .expert-tag.rep { background: var(--navy); color: #fff; }
    .expert-tag.partner { background: var(--gold); color: var(--navy); }
    .expert-body { padding: 22px 22px 24px; flex: 1; }
    .expert-name { font-size: 17px; font-weight: 800; color: var(--navy); margin-bottom: 4px; }
    .expert-role { font-size: 12px; font-weight: 700; color: var(--gold); text-transform: uppercase; letter-spacing: .8px; margin-bottom: 12px; }
    .expert-spec { font-size: 12.5px; color: #777; line-height: 1.72; }
    .news { padding: 110px 0; background: #f7f8fb; }
    .news-head { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 48px; }
    .news-more-link {
      display: inline-flex; align-items: center; gap: 7px;
      color: var(--navy); text-decoration: none; font-size: 13px; font-weight: 600;
      border-bottom: 1.5px solid var(--navy); padding-bottom: 2px;
      transition: color .2s, border-color .2s;
    }
    .news-more-link:hover { color: var(--gold); border-color: var(--gold); }
    .news-layout { display: grid; grid-template-columns: 1.4fr 1fr; gap: 28px; align-items: start; }
    .news-featured {
      background: #fff; border-radius: 12px; overflow: hidden;
      box-shadow: 0 2px 14px rgba(0,0,0,.07); text-decoration: none; display: block;
      transition: box-shadow .25s, transform .25s;
    }
    .news-featured:hover { box-shadow: 0 14px 44px rgba(0,0,0,.12); transform: translateY(-4px); }
    .news-featured-thumb {
      height: 250px; background: linear-gradient(135deg, var(--navy) 0%, #1b3f72 100%);
      display: flex; align-items: center; justify-content: center; position: relative;
      overflow: hidden;
    }
    .news-featured-thumb img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: center; }
    .news-featured-thumb i { font-size: 60px; color: rgba(255,255,255,.1); }
    .news-featured-tag {
      position: absolute; top: 20px; left: 20px;
      padding: 4px 12px; background: var(--gold); color: var(--navy);
      font-size: 11px; font-weight: 800; border-radius: 20px; letter-spacing: .5px;
    }
    .news-featured-body { padding: 30px 32px; }
    .ntitle { font-size: 19px; font-weight: 700; color: var(--navy); line-height: 1.45; margin-bottom: 12px; }
    .ndesc { font-size: 13.5px; color: #888; line-height: 1.75; margin-bottom: 20px; }
    .news-meta { display: flex; align-items: center; gap: 14px; font-size: 12px; color: #bbb; }
    .news-meta i { font-size: 11px; color: var(--gold); }
    .news-stack { display: flex; flex-direction: column; gap: 14px; }
    .news-item {
      background: #fff; border-radius: 10px; padding: 20px 22px;
      display: flex; gap: 16px; align-items: flex-start; text-decoration: none;
      box-shadow: 0 2px 10px rgba(0,0,0,.06);
      transition: box-shadow .25s, transform .25s;
    }
    .news-item:hover { box-shadow: 0 8px 28px rgba(0,0,0,.1); transform: translateY(-2px); }
    .news-item-icon {
      width: 46px; height: 46px; border-radius: 10px; flex-shrink: 0;
      background: rgba(11,30,61,.05); display: flex; align-items: center;
      justify-content: center; color: var(--navy); font-size: 18px;
    }
    .news-item-tag { font-size: 10px; font-weight: 700; color: var(--gold); letter-spacing: 1px; text-transform: uppercase; margin-bottom: 5px; }
    .news-item-title { font-size: 14px; font-weight: 600; color: var(--navy); line-height: 1.45; margin-bottom: 8px; }
    .news-item-date { font-size: 11.5px; color: #bbb; }
    .news-item-date i { color: rgba(201,162,39,.7); margin-right: 4px; }

    /* ───────── FOOTER ───────── */
    footer { background: #0a1628; color: rgba(255,255,255,.55); }
    .footer-top {
      max-width: 1280px; margin: 0 auto; padding: 68px 60px 54px;
      display: grid; grid-template-columns: 260px 1fr 1fr 220px; gap: 52px;
      border-bottom: 1px solid rgba(255,255,255,.07);
    }
    .footer-logo { font-size: 20px; font-weight: 800; color: #fff; margin-bottom: 14px; }
    .footer-logo span { color: var(--gold); }
    .footer-tagline { font-size: 13px; line-height: 1.85; color: rgba(255,255,255,.4); margin-bottom: 26px; }
    .footer-social { display: flex; gap: 8px; }
    .footer-social a {
      width: 34px; height: 34px; border: 1px solid rgba(255,255,255,.15); border-radius: 6px;
      display: flex; align-items: center; justify-content: center;
      color: rgba(255,255,255,.45); font-size: 14px; text-decoration: none;
      transition: border-color .2s, color .2s, background .2s;
    }
    .footer-social a:hover { border-color: var(--gold); color: var(--gold); background: rgba(201,162,39,.08); }
    .footer-col h4 {
      font-size: 11px; font-weight: 800; color: #fff; letter-spacing: 2px;
      text-transform: uppercase; margin-bottom: 18px; padding-bottom: 10px;
      border-bottom: 1px solid rgba(255,255,255,.07);
    }
    .footer-col ul { list-style: none; }
    .footer-col ul li { margin-bottom: 10px; }
    .footer-col ul li a {
      color: rgba(255,255,255,.45); text-decoration: none; font-size: 13.5px;
      display: flex; align-items: center; gap: 7px; transition: color .2s;
    }
    .footer-col ul li a:hover { color: var(--gold); }
    .footer-col ul li a i { font-size: 9px; color: rgba(201,162,39,.4); }
    .footer-contact-info { font-size: 13px; line-height: 2.1; color: rgba(255,255,255,.42); }
    .footer-contact-info strong { color: rgba(255,255,255,.75); font-size: 14px; font-weight: 700; display: block; margin-bottom: 8px; }
    .footer-contact-info a { color: rgba(255,255,255,.42); text-decoration: none; transition: color .2s; }
    .footer-contact-info a:hover { color: var(--gold); }
    .footer-contact-info i { color: var(--gold); margin-right: 5px; }
    .footer-bottom {
      max-width: 1280px; margin: 0 auto; padding: 20px 60px;
      display: flex; align-items: center; justify-content: space-between; flex-wrap: wrap; gap: 12px;
    }
    /* ───────── SLOGAN SECTION ───────── */
    .slogan-sec {
      position: relative; overflow: hidden;
      background: url('/images/ti_bg.png') center center / cover no-repeat;
      padding: 120px 0;
      text-align: center;
    }
    .slogan-sec::before {
      content: ''; position: absolute; inset: 0;
      background: rgba(11,30,61,.72);
    }
    .slogan-inner {
      position: relative; z-index: 1;
      max-width: 860px; margin: 0 auto; padding: 0 40px;
    }
    .slogan-label {
      display: inline-block; color: var(--gold);
      font-size: 11px; font-weight: 700; letter-spacing: 3.5px;
      text-transform: uppercase; margin-bottom: 28px;
    }
    .slogan-label::before, .slogan-label::after {
      content: ''; display: inline-block; width: 28px; height: 1px;
      background: var(--gold); vertical-align: middle; opacity: .6;
    }
    .slogan-label::before { margin-right: 12px; }
    .slogan-label::after  { margin-left: 12px; }
    .slogan-title {
      font-size: clamp(26px, 3.5vw, 46px);
      font-weight: 900; color: #fff;
      line-height: 1.2; letter-spacing: -1.5px;
      margin-bottom: 28px;
    }
    .slogan-title .gold { color: var(--gold); }
    .slogan-divider {
      width: 48px; height: 2px;
      background: var(--gold); margin: 0 auto 28px; opacity: .7;
    }
    .slogan-desc {
      font-size: clamp(14px, 1.5vw, 16px);
      color: rgba(255,255,255,.65);
      line-height: 2; max-width: 640px; margin: 0 auto 44px;
    }
    .mob-br { display: none; }
    .slogan-btn {
      display: inline-block;
      background: var(--gold); color: var(--navy);
      font-size: 14px; font-weight: 800;
      padding: 16px 44px; border-radius: 50px;
      text-decoration: none; letter-spacing: .5px;
      transition: background .25s, transform .25s;
    }
    .slogan-btn:hover { background: #e0b83a; transform: translateY(-2px); }
    @media (max-width: 640px) {
      .slogan-sec { padding: 80px 0; }
      .slogan-inner { padding: 0 24px; }
      .slogan-title { letter-spacing: -0.5px; }
      .sd-line { display: block; margin-bottom: 16px; }
      .sd-sep { display: none; }
      .mob-br { display: block; }
    }
    /* ───────── FULL-WIDTH CTA ───────── */
    .fw-cta {
      width: 100%;
      background: url('/images/f_bg.png') center center / cover no-repeat;
      position: relative; overflow: hidden;
      padding: 100px 0;
      text-align: center;
    }
    .fw-cta::before {
      content: ''; position: absolute; inset: 0;
      background: rgba(11,30,61,.78);
      pointer-events: none;
    }
    .fw-cta::after {
      content: ''; position: absolute;
      width: 700px; height: 700px; border-radius: 50%;
      background: radial-gradient(circle, rgba(201,162,39,.1) 0%, transparent 70%);
      top: 50%; left: 60%; transform: translate(-50%, -50%);
      pointer-events: none;
    }
    .fw-cta-inner { position: relative; z-index: 1; max-width: 860px; margin: 0 auto; padding: 0 40px; }
    .fw-cta-eyebrow {
      font-size: 11px; font-weight: 700; color: var(--gold);
      letter-spacing: 3px; text-transform: uppercase; margin-bottom: 24px;
    }
    .fw-cta-title {
      font-size: clamp(28px, 4vw, 48px); font-weight: 900; color: #fff;
      line-height: 1.18; letter-spacing: -1.5px; margin-bottom: 22px;
    }
    .fw-cta-desc {
      font-size: clamp(14px, 1.5vw, 16px); color: rgba(255,255,255,.6);
      line-height: 1.9; margin-bottom: 44px;
    }
    .fw-cta-btns { display: flex; gap: 16px; justify-content: center; flex-wrap: wrap; }
    .fw-cta-btn-main {
      display: inline-flex; align-items: center; gap: 10px;
      background: var(--gold); color: var(--navy);
      font-size: 15px; font-weight: 800; padding: 16px 40px; border-radius: 50px;
      text-decoration: none; transition: background .25s, transform .2s, box-shadow .2s;
      box-shadow: 0 4px 24px rgba(201,162,39,.4);
    }
    .fw-cta-btn-main:hover { background: var(--gold-light); transform: translateY(-2px); box-shadow: 0 8px 32px rgba(201,162,39,.5); }
    .fw-cta-btn-sub {
      display: inline-flex; align-items: center; gap: 10px;
      background: rgba(255,255,255,.08); color: rgba(255,255,255,.85);
      font-size: 15px; font-weight: 700; padding: 15px 36px; border-radius: 50px;
      border: 1.5px solid rgba(255,255,255,.2); text-decoration: none;
      transition: background .25s, border-color .25s;
    }
    .fw-cta-btn-sub:hover { background: rgba(255,255,255,.15); border-color: var(--gold); color: var(--gold); }
    @media (max-width: 640px) {
      .fw-cta { padding: 72px 0; }
      .fw-cta-inner { padding: 0 24px; }
      .fw-cta-btns { flex-direction: column; align-items: center; }
    }

    .footer-copy { font-size: 12px; color: rgba(255,255,255,.28); }
    .footer-policy { display: flex; gap: 20px; }
    .footer-policy a { font-size: 12px; color: rgba(255,255,255,.28); text-decoration: none; transition: color .2s; }
    .footer-policy a:hover { color: var(--gold); }

    /* ───────── CTA BANNER ───────── */
    .cta-banner {
      height: 280px; width: 100%;
      background: linear-gradient(120deg, #0b1e3d 0%, #1b3f72 60%, #0b1e3d 100%);
      position: relative; overflow: hidden;
      display: flex; align-items: center; justify-content: center;
    }
    .cta-banner::before {
      content: ''; position: absolute; inset: 0;
      background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23c9a227' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
    }
    .cta-banner::after {
      content: ''; position: absolute;
      width: 600px; height: 600px; border-radius: 50%;
      background: radial-gradient(circle, rgba(201,162,39,.12) 0%, transparent 70%);
      top: 50%; left: 65%; transform: translate(-50%, -50%);
      pointer-events: none;
    }
    .cta-inner {
      position: relative; z-index: 1; text-align: center;
      max-width: 760px; padding: 0 40px;
    }
    .cta-label {
      display: inline-flex; align-items: center; gap: 8px;
      font-size: 11px; font-weight: 700; color: var(--gold);
      text-transform: uppercase; letter-spacing: 2px; margin-bottom: 20px;
    }
    .cta-label::before, .cta-label::after {
      content: ''; display: block; width: 28px; height: 1px; background: var(--gold); opacity: .5;
    }
    .cta-title {
      font-size: clamp(24px, 3.5vw, 36px); font-weight: 900; color: #fff;
      line-height: 1.22; letter-spacing: -1px; margin-bottom: 16px;
    }
    .cta-title .cta-gold { color: var(--gold); }
    .cta-desc {
      font-size: 15px; color: rgba(255,255,255,.5); line-height: 1.75; margin-bottom: 36px;
    }
    .cta-btns { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
    .cta-btn-main {
      display: inline-flex; align-items: center; gap: 9px;
      background: var(--gold); color: var(--navy);
      font-size: 14.5px; font-weight: 800; padding: 14px 36px; border-radius: 50px;
      text-decoration: none; transition: background .25s, transform .2s, box-shadow .2s;
      box-shadow: 0 4px 20px rgba(201,162,39,.35);
    }
    .cta-btn-main:hover { background: #d4ab32; transform: translateY(-2px); box-shadow: 0 8px 28px rgba(201,162,39,.45); }
    .cta-btn-sub {
      display: inline-flex; align-items: center; gap: 9px;
      background: rgba(255,255,255,.08); color: rgba(255,255,255,.85);
      font-size: 14px; font-weight: 700; padding: 14px 32px; border-radius: 50px;
      border: 1px solid rgba(255,255,255,.18); text-decoration: none;
      transition: background .25s, border-color .25s;
    }
    .cta-btn-sub:hover { background: rgba(255,255,255,.14); border-color: rgba(255,255,255,.35); }

    /* ───────── REVIEW ───────── */
    .review { padding: 110px 0; background: #fff; }
    .review-inner { max-width: 1280px; margin: 0 auto; padding: 0 60px; }
    .review-head { display: flex; align-items: flex-end; justify-content: space-between; margin-bottom: 48px; flex-wrap: wrap; gap: 16px; }
    .review-rows { display: flex; flex-direction: column; gap: 20px; }
    .review-row-swiper { overflow: hidden; width: 100%; }
    .review-row-swiper .swiper-wrapper { align-items: stretch; }
    .review-row-swiper .swiper-slide { height: auto; }
    .rv-card {
      background: #f8f9fc; border-radius: 14px; padding: 28px 26px;
      border: 1px solid #efefef; height: 100%; box-sizing: border-box;
      transition: box-shadow .25s, transform .25s;
    }
    .rv-card:hover { box-shadow: 0 10px 32px rgba(0,0,0,.09); transform: translateY(-3px); }
    .rv-stars { display: flex; gap: 3px; margin-bottom: 14px; }
    .rv-stars i { font-size: 13px; color: var(--gold); }
    .rv-text { font-size: 13.5px; color: #555; line-height: 1.82; margin-bottom: 18px; }
    .rv-author { display: flex; align-items: center; gap: 12px; padding-top: 16px; border-top: 1px solid #eee; }
    .rv-avatar {
      width: 38px; height: 38px; border-radius: 50%; flex-shrink: 0;
      background: linear-gradient(135deg, var(--navy), #1b4a8a);
      display: flex; align-items: center; justify-content: center;
      font-size: 14px; color: #fff; font-weight: 700;
    }
    .rv-info { flex: 1; }
    .rv-name { font-size: 13px; font-weight: 700; color: var(--navy); }
    .rv-date { font-size: 11px; color: #bbb; margin-top: 2px; }
    .rv-tag {
      font-size: 10px; font-weight: 700; color: var(--gold);
      background: rgba(201,162,39,.1); padding: 3px 10px; border-radius: 20px;
    }

    /* ───────── FAQ ───────── */
    .faq { padding: 110px 0; background: #f7f8fb; }
    .faq-inner { max-width: 1280px; margin: 0 auto; padding: 0 60px; }
    .faq-head { text-align: center; margin-bottom: 60px; }
    .faq-head .sec-label { justify-content: center; margin-bottom: 16px; }
    .faq-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 16px; }
    .faq-item {
      background: #fff; border-radius: 14px; overflow: hidden;
      border: 1px solid #efefef;
      transition: box-shadow .25s;
    }
    .faq-item:hover { box-shadow: 0 6px 24px rgba(0,0,0,.07); }
    .faq-q {
      display: flex; align-items: center; gap: 16px;
      padding: 22px 26px; cursor: pointer;
      user-select: none;
    }
    .faq-q-icon {
      width: 32px; height: 32px; border-radius: 8px; flex-shrink: 0;
      background: rgba(11,30,61,.06);
      display: flex; align-items: center; justify-content: center;
      font-size: 13px; font-weight: 900; color: var(--navy);
    }
    .faq-q-text { flex: 1; font-size: 14.5px; font-weight: 700; color: var(--navy); line-height: 1.45; }
    .faq-toggle {
      width: 28px; height: 28px; border-radius: 50%; flex-shrink: 0;
      background: rgba(11,30,61,.05);
      display: flex; align-items: center; justify-content: center;
      font-size: 12px; color: #aaa;
      transition: background .2s, transform .3s, color .2s;
    }
    .faq-item.open .faq-toggle { background: var(--gold); color: var(--navy); transform: rotate(45deg); }
    .faq-item.open .faq-q { border-bottom: 1px solid #efefef; }
    .faq-a {
      padding: 0 26px; max-height: 0; overflow: hidden;
      transition: max-height .35s cubic-bezier(.4,0,.2,1), padding .35s;
      font-size: 13.5px; color: #666; line-height: 1.85;
    }
    .faq-item.open .faq-a { max-height: 300px; padding: 20px 26px; }

    /* ───────── RESPONSIVE ───────── */
    @media (max-width: 1024px) {
      .about-wrap { grid-template-columns: 1fr; }
      .about-photo { min-height: 320px; }
      .about-photo-inner { min-height: 320px; width: 100%; }
      .about-content { padding: 52px 40px; }
      .news-layout { grid-template-columns: 1fr; }
      .footer-top { grid-template-columns: 1fr 1fr; padding: 48px 28px 40px; }
      .footer-bottom { padding: 18px 28px; }
      .biz-inner { padding: 0 28px; }
      .biz-grid { grid-template-columns: repeat(2, 1fr); gap: 0; }
      .biz-item:nth-child(3n) { border-right: 1px solid #efefef; }
      .biz-item:nth-child(2n) { border-right: none; }
      .biz-item:nth-child(4), .biz-item:nth-child(5), .biz-item:nth-child(6) { border-bottom: 1px solid #efefef; }
      .biz-item:nth-child(5), .biz-item:nth-child(6) { border-bottom: none; }
      .experts-layout { padding: 0 28px; gap: 40px; }
      .experts-panel { width: 220px; }
      .review-inner { padding: 0 28px; }
      .faq-inner { padding: 0 28px; }
    }
    @media (max-width: 900px) {
      .nav-menu { display: none; }
      .hero-content { padding: 0 28px; }
      .hero-swiper .swiper-pagination { right: 16px !important; }
      .tp-band { padding: 72px 0 0; }
      .tp-band-inner { padding: 0 28px; }
      .tp-headline { letter-spacing: -1px; }
      .tp-head { margin-bottom: 48px; }
      .tp-cards { grid-template-columns: repeat(2, 1fr); }
      .tp-card:nth-child(2) { border-right: none; }
      .tp-card { border-bottom: 1px solid rgba(255,255,255,.06); padding: 40px 28px; }
      .tp-card:nth-child(3), .tp-card:nth-child(4) { border-bottom: none; }
      .biz-grid { grid-template-columns: repeat(2, 1fr); }
      .biz-item:nth-child(3n) { border-right: 1px solid #efefef; }
      .biz-item:nth-child(2n) { border-right: none; }
      .biz-item:nth-child(4), .biz-item:nth-child(5), .biz-item:nth-child(6) { border-bottom: 1px solid #efefef; }
      .biz-item:nth-child(5), .biz-item:nth-child(6) { border-bottom: none; }
      .experts-layout { flex-direction: column; }
      .experts-panel { width: 100%; }
      .faq-grid { grid-template-columns: 1fr; }
    }
    @media (max-width: 640px) {
      .section-inner { padding: 0 20px; }
      /* Hero 폰트 축소 */
      .hero-title { font-size: 20px; letter-spacing: -.5px; margin-bottom: 14px; }
      .hero-title .line-block { font-size: 18px; line-height: 2; }
      .hero-desc { font-size: 13px; }
      /* About 왼쪽 이미지 숨김 */
      .about-photo { display: none; }
      .about-wrap { grid-template-columns: 1fr; }
      .about-content { padding: 40px 20px; }
      .alist-key { min-width: 100px; }
      /* Experts 왼쪽 패널: 필터 버튼만 숨김, 제목/설명은 보여줌 */
      .experts-panel { width: 100%; padding-top: 0; margin-bottom: 24px; }
      .experts-types { display: none; }
      .experts-panel-desc { margin-top: 8px; }
      .experts-layout { padding: 0 20px; gap: 0; flex-direction: column; }
      .experts-swiper-wrap { overflow: hidden; width: 100%; }
      .experts-swiper { overflow: visible !important; }
      .expert-thumb { height: 180px; }
      .footer-top { grid-template-columns: 1fr; gap: 32px; }
      .footer-bottom { padding: 18px 20px; }
      .tp-cards { grid-template-columns: repeat(2, 1fr); }
      .tp-card { padding: 36px 20px; }
      .biz-grid { grid-template-columns: 1fr; }
      .biz-item { padding: 32px 24px; }
      .biz-item:nth-child(2n) { border-right: none; }
      .biz-item:nth-child(3n) { border-right: none; }
      .biz-item:nth-child(5), .biz-item:nth-child(6) { border-bottom: 1px solid #efefef; }
      .biz-item:nth-child(6) { border-bottom: none; }
      .review-inner { padding: 0 20px; }
      .faq-inner { padding: 0 20px; }
      .cta-inner { padding: 0 24px; }
      .cta-desc br { display: none; }
    }